Category Archives: Mortgage Info

What’s the difference between an exclusive buyer agent (EBA) and an online mortgage company? If you’re been looking online for mortgage info, you might have some idea already. Have you been looking online? if so, you’ve seen the ads.   Most … Continue reading →

House Logic has some tips that might help even seasoned home buyers. Today we’re featuring… Myth #8: My credit score can hurt/help my chances of landing a job. Reality: Actually, this one is partially true, depending on how fancy your job is. … Continue reading →

House Logic has some tips that might help even seasoned home buyers. Today we’re featuring… Myth #7: Your age, sex, and other non-money issues affect your credit score. Reality: What century is it again? Federal law protects you from credit discrimination based … Continue reading →

House Logic has some tips that might help even seasoned home buyers. Today we’re featuring… Myth #6: Paying off a student loan or car loan early will hurt your credit. Reality: Ah, no. Credit report companies definitely do not punish you for … Continue reading →

House Logic has some tips that might help even seasoned home buyers. Today we’re featuring… Myth #5: Checking your credit score frequently will hurt your score. Reality: How else are you supposed to keep track of the darn thing? It’s true that … Continue reading →

House Logic has some tips that might help even seasoned home buyers. Today we’re featuring… Myth #4: If you’ve never had credit, you have a perfect credit score. Reality: There’s no reason to save your credit virginity for that special something. If … Continue reading →

House Logic has some tips that might help even seasoned home buyers. Today we’re featuring… Myth #3: Closing old cards will erase any negative history. Reality: If it was that easy, we’d all be driving Teslas. Credit-reporting companies keep information on your … Continue reading →

House Logic has some tips that might help even seasoned home buyers. Today we’re featuring… Myth #2: It’s OK to pay credit cards a day late if you pay them off in full. Reality: ”Missing a payment is the biggest way … Continue reading →

House Logic has some tips that might help even seasoned home buyers. Today we’re featuring… Myth #1: Always carry a small balance on your credit card. Reality: The credit score gods want to know two main things: that you pay … Continue reading →

Happy to share great advice from House Logic on getting a mortgage. Tip #4 – be realistic about a budget and the life you enjoy Track your spending monthly, so you really know how much you spend. Factor fun into … Continue reading →