- Check out programs for first-time buyers. They often have much lower down payment requirements and they are offered by various states and local governments. You may also be able to access up to $10,000 from your 401(k) or Roth IRA without penalty
- Don’t fall in love with one home until the papers are signed. You don’t want to be placing bids based on emotion and even if things do go your way, the deal may not go through.
- Have a home inspector go through the home with you. An expert will be able to unveil hidden surprises that can save you literally thousands and thousands of dollars. They can find things such as lead-paint, asbestos insulation and mold – just to name a few.
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