Need a home mortgage? Buyers Real Estate Group knows the right lender for you

What’s the difference between an exclusive buyer agent (EBA) and an online mortgage company? If you’re been looking online for mortgage info, you might have some idea already.

Have you been looking online? if so, you’ve seen the ads.   Most online lenders are looking to funnel as many potential buyers or refinancers through their pipeline as possible so they use lots of gimmicky advertising to get you to apply with them. They don’t know you and they aren’t likely to get to know you.

You are just part of their pipeline and they don’t expect to have a future relationship with you.  Often, because of this, customer service goes out the window.

An EBA is different; we want to know you and we want to understand your needs so we can advocate for you throughout your home purchase including what lenders you meet so you can learn what makes the best sense for your needs in a mortgage.  We have years of experience and relationships. We know the questions to ask and the answers to expect.

Our brokerage does not refer you to any affiliated lenders as some larger brokers might do. They may have an in-house lender and title company from whom the broker typically benefits because so much business is automatically funneled through their doors.  Most buyers are so overwhelmed with details they are willing to accept an agent’s recommendation, even if they could be saving money elsewhere.

Please contact us and let us show you how we truly have your best interests at heart. We can help you cut through the lights and whistles of online and other lender marketing ploys. For example, online lenders don’t disclose their loan origination fees online and most Buyers don’t think to ask because their focus is typically on interest rate and monthly house payment.  They may not offer a wide enough array of loan product.

We know several excellent lenders; those who are great for first time homebuyers, experienced lenders who work with relocating buyers and those who can get creative if you are stretching into a new market.

 

We’ll help you find the lender who meets your personal needs and who will share with you the options available to you based on credit score, income and any factors that influence your buying power.  Did you know you can tailor your mortgage by buying down interest rate, prepaying mortgage insurance and managing your down payment amount?  Do you know you can save money on loan origination fees with the right lender?

 

We are looking to build relationships – and that means finding you the lender, home and mortgage that meet your unique needs and your wish list!  You can rest assured that a referral from a seasoned EBA has decades of successful lending experiences behind it and honed our preferences to lenders who perform well above the average lender.

 

We want to help you throughout all your buying experiences and be your future point of contact when questions arise.

This entry was posted in Mortgage Info. Bookmark the permalink.