New Mortgage Tip #2 – compare loans correctly

Happy to share great advice from House Logic on getting a mortgage.

Tip #2 – compare loans correctly

Compare loans by the annual percentage rate, or APR, not just by interest rate. Each lender should give you a document aptly named “loan estimate.” The APR will be listed there (if it’s not, you don’t want that lender). The APR combines a home loan’s interest rate with closing costs and other fees like points (which is why it’s usually higher than the interest rate), then converts the overall costs to an annual percentage. This gives you an apples-to-apples comparison so you can understand what you’re paying over the life of the loan.

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New Mortgage Tip #1 – find your mortgage before you find your home

Happy to share great advice from House Logic on getting a mortgage.

Tip #1 – find your mortgage before you find your home

Start talking to lenders at least three months — maybe even a year — before you start house hunting. Time-consuming tweaks like paying down debt or improving your credit score can have a dramatic effect on overall mortgage costs.

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The August Skinny from the Mpls Area Association of Realtors

What’s going on with the Twin Cities housing market? We trust our friends at Mpls Area Association of Realtors to give us The Skinny…

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The Skinny from the Mpls Area Association of Realtors

Here’s the latest on the housing market from July 2017

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Get the dirty job clean: How to clean your mattress

HouseLogic is always full of great tips for home owners, seller and buyers. This month we’re going to take a look at their advice for getting the worst jobs done. Maybe you can get a neighbor kid to help before school starts or maybe you can roll up your sleeves and enjoy a job well done. Tip 9…

#9 Sprinkle Your Mattress With Baking Soda
Your mattress needs a springtime refresh, too, but you sure can’t toss it in the washing machine. Cleaning gurus recommend dragging your mattress outside, beating it, and letting the sunshine help freshen it, then dragging it back in. But who has the muscle for that? This is much easier: Use a kitchen strainer to sprinkle baking soda over its surface and let sit for an hour or longer. Longer is better. Then use your vacuum’s upholstery attachment to suck up the odor-absorbing soda.

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Get the dirty job clean: How to clean the range filter

HouseLogic is always full of great tips for home owners, seller and buyers. This month we’re going to take a look at their advice for getting the worst jobs done. Maybe you can get a neighbor kid to help before school starts or maybe you can roll up your sleeves and enjoy a job well done. Tip 8…

#8 Boil Your Range Filter
There’s no need to scrub the grease and grime off your range filters. Use a bit of baking soda and your largest pot instead. Set the water to boil, slowly add 1/2 cup of baking soda, and submerge your filters for about five minutes. (Make sure to dump the water somewhere safe. Grease in the drain is even worse than grimy filters.)

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Get the dirty job clean: How to clean crayon marks

HouseLogic is always full of great tips for home owners, seller and buyers. This month we’re going to take a look at their advice for getting the worst jobs done. Maybe you can get a neighbor kid to help before school starts or maybe you can roll up your sleeves and enjoy a job well done. Tip 7

#7 Get Rid of Crayon Marks with Goo Gone
Removing evidence of your toddler’s overactive imagination from your gorgeous white walls can be a struggle, but a little bit of Goo Gone (traditionally used to clean sticker residue) will remove the crayon and your headache. Spray it on the drawing, wait a moment, and wipe it off cleanly — without exhausting your arms.

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Get the dirty job clean: How to clean the garage

HouseLogic is always full of great tips for home owners, seller and buyers. This month we’re going to take a look at their advice for getting the worst jobs done. Maybe you can get a neighbor kid to help before school starts or maybe you can roll up your sleeves and enjoy a job well done. Tip 6…

#6 Make Your Leaf Blower Multi-Task to clean the garage
Forget the broom and rags when you’re cleaning out the garage. Whip out your leaf blower and let it blow all the dust, debris, and dead bugs (yuck!) away from the floor and shelving. Just be sure to put away light-weight things could accidentally get blown out with the trash.

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Get the dirty job clean: How to clean the showerhead

HouseLogic is always full of great tips for home owners, seller and buyers. This month we’re going to take a look at their advice for getting the worst jobs done. Maybe you can get a neighbor kid to help before school starts or maybe you can roll up your sleeves and enjoy a job well done. Tip 5…

#5 Tie a Bag of Vinegar Around Your Showerhead
Mineral build-up on your showerhead can cause low water pressure and wonky water streams. But it’s easy to clean them without removing them. Using a rubber band, attach a bag of vinegar to your showerhead, making sure all the holes are submerged in the vinegar, and soak it overnight. Voila . Good as new.

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Get the dirty job clean: How to clean carpet stains

HouseLogic is always full of great tips for home owners, seller and buyers. This month we’re going to take a look at their advice for getting the worst jobs done. Maybe you can get a neighbor kid to help before school starts or maybe you can roll up your sleeves and enjoy a job well done. Tip 4…

#4 Iron Out Bad Carpet Stains
Don’t spend an hour scrubbing out that nasty, set-in carpet splotch. Iron it out instead. Spritz a solution of one part vinegar, three parts water on the stain, and lay a clean cotton cloth on top. Turn your iron to its highest steam setting and run it over the stain for about 10 seconds to transfer the stain to the cloth and off your carpet.

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