Meet Minnesota’s Exclusive Home Buyer Agents

Buyers Real Estate Group is a Minneapolis-based real estate agency focusing on the Greater Minneapolis / St Paul area. We lead the industry by having Real Estate Agents who exclusively represent Home Buyers. Let us help you find the right house today!

When you work with Buyers Real Estate Group, you have an Exclusive Buyer Agent. We have been exclusvely representing home buyers for 22+ years and our agents have an average of 15 years representing buyers in Minnesota. That means we represent the best interests of home buyers at all times. We never represent the seller. We specialize in representing home buyers in the Minneapolis / St Paul area.

We are professional, licensed real estate agents that can show properties to a home buyer in the Twin Cities without the possibility of representing the seller side of the table at the same time. Few other real estate agents can say they help you avoid dual agency!

So if you’re looking for a townhouse, condo, single family home or investment, please give us a call at 612-247-0240.

If you’d like to request a private meeting with an experienced realtor to discuss your situation call 612-247-0240 to get that set up at a time that works for you. We are happy to meet to discuss how we can support your home buying plans better than any other realtors!

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Need a home mortgage? Buyers Real Estate Group knows the right lender for you

What’s the difference between an exclusive buyer agent (EBA) and an online mortgage company? If you’re been looking online for mortgage info, you might have some idea already.

Have you been looking online? if so, you’ve seen the ads.   Most online lenders are looking to funnel as many potential buyers or refinancers through their pipeline as possible so they use lots of gimmicky advertising to get you to apply with them. They don’t know you and they aren’t likely to get to know you.

You are just part of their pipeline and they don’t expect to have a future relationship with you.  Often, because of this, customer service goes out the window.

An EBA is different; we want to know you and we want to understand your needs so we can advocate for you throughout your home purchase including what lenders you meet so you can learn what makes the best sense for your needs in a mortgage.  We have years of experience and relationships. We know the questions to ask and the answers to expect.

Our brokerage does not refer you to any affiliated lenders as some larger brokers might do. They may have an in-house lender and title company from whom the broker typically benefits because so much business is automatically funneled through their doors.  Most buyers are so overwhelmed with details they are willing to accept an agent’s recommendation, even if they could be saving money elsewhere.

Please contact us and let us show you how we truly have your best interests at heart. We can help you cut through the lights and whistles of online and other lender marketing ploys. For example, online lenders don’t disclose their loan origination fees online and most Buyers don’t think to ask because their focus is typically on interest rate and monthly house payment.  They may not offer a wide enough array of loan product.

We know several excellent lenders; those who are great for first time homebuyers, experienced lenders who work with relocating buyers and those who can get creative if you are stretching into a new market.

 

We’ll help you find the lender who meets your personal needs and who will share with you the options available to you based on credit score, income and any factors that influence your buying power.  Did you know you can tailor your mortgage by buying down interest rate, prepaying mortgage insurance and managing your down payment amount?  Do you know you can save money on loan origination fees with the right lender?

 

We are looking to build relationships – and that means finding you the lender, home and mortgage that meet your unique needs and your wish list!  You can rest assured that a referral from a seasoned EBA has decades of successful lending experiences behind it and honed our preferences to lenders who perform well above the average lender.

 

We want to help you throughout all your buying experiences and be your future point of contact when questions arise.

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How to Avoid Harmful Indoor Air Pollution in the HOME

 Most homeowners and homebuyers would like to avoid the use of chemical compounds, which can be found in most housing components, and, are referred to as VOC’s or Volatile Organic Compounds.  They can be in almost any building products, soft furnishings and certain paints that can off-gas, or evaporate, in the home at room temperature.   It is likely your home has some, no matter when it was built, so, consider choosing low VOC products as you replace furnishings or components or remodel in future and check to see which ones have the lowest VOC rating.

The off-gassing of VOC’s can happen from installing new paint, kitchen or other cabinets and flooring which can go on for years and expose your family to potential issues such as headaches, eye & nose irritation, certain respiratory issues can be exacerbated, fatigue and lower ability to concentrate or allergic reactions.  These are just some of the experiences homeowners have had, and, prolonged exposure, for some, has the potential to develop into more serious issues, especially those sensitive to toxins.

As awareness has grown, many manufacturers developed products with lower toxic emissions, allowing buyers and homeowners to choose from healthier options when furnishing or remodeling their home.  Lower VOC options come in flooring, starting with carpeting which is typically loaded with flame and stain retardants and potentially has anti-microbial treatment as well.  Avoid treated synthetic carpeting and consider wool or natural fiber carpet free of chemical treatments, along with a non-synthetic  natural backing, and look for low VOC padding underneath when installing.

Some laminate and other floating floors use formaldehyde in the gluing process which can cause off-gassing.  Solid lumber flooring sealed with a water-based polyurethane labeled as low VOC should help if you can go that route.  Look for low VOC options in other vinyl products, especially ones that don’t require adhesives to install.  Consider using natural fiber rugs where needed to avoid the issues synthetic or treated fibers might cause.

Today’s kitchen cabinets are often made from a timber composite product referred to as MDF. (medium density fiberboard) MDF is typically bound with a resin containing formaldehyde and other chemicals.  When looking to install new cabinetry consider using a real wood product or look for a safer EO MDF with less formaldehyde in the manufacturing process.

Paint is another culprit and the basic wall covering of most homes, so looking for a a water-based acrylic  versus solvent based paint, and paints with lighter tints, will help to keep the VOC levels down in your home as well.

Furniture is also a big consideration when dealing with VOC issues, as, many soft furnishings are treated or made from MDF product, so, looking for quality furnishings from hard wood construction, especially in the nursery, will help to lower the potential for off-gassing and ensure a healthier home environment.  Sometimes, used furnishing, especially older ones, may have finished off-gassing, so, antique and vintage finds might actually be a smart choice in some situations.  If they look a bit dated, you might sand furnishings and use zero-VOC paint to refinish, or reupholster with low VOC natural fibers.

Using air purifiers, non-toxic natural cleaners such as vinegar and baking soda or other home-made cleaners can help keep your environment low in toxins.  Also, plants are known to cleanse the air and the Peace Lily among other plants are known to filter the highest levels of Benzene from indoor air.  

 

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Home Holiday Tip: #1 Protect Ornaments With Holiday Recyclables

In December we’re gifting you with some sanity saving holiday tips from House Logic

#1 Protect Ornaments With Holiday Recyclables

Keep ornaments safe for next year by stowing them in leftover party cups, hot-glued onto a piece of foam board cut to fit inside a storage bin, recommends Lisa Woodruff, a Cincinnati-based professional organizer.

Or pack ornaments away using bubble wrap from holiday packages, or egg cartons from those countless cookies you made.

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Don’t fall for this credit myth – can a credit score impact a job search?

House Logic has some tips that might help even seasoned home buyers. Today we’re featuring…

Myth #8: My credit score can hurt/help my chances of landing a job.

Reality: Actually, this one is partially true, depending on how fancy your job is. If it requires a security clearance or using a company credit card, an employer will want to know how you use credit, or if you’re in a financial mess that may make you bribe-able, Lowry says. But don’t worry, the employer will ask your permission before pulling your credit report, which is considered a soft pull and won’t hurt your score.

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Don’t fall for this credit myth – non-money issue affect your credit score

House Logic has some tips that might help even seasoned home buyers. Today we’re featuring…

Myth #7: Your age, sex, and other non-money issues affect your credit score.

Reality: What century is it again? Federal law protects you from credit discrimination based on non-credit issues, like race, color, national origin, or sex. Sure, credit card companies or lenders can ask, but they can’t deny you credit based on your answers. Income, expenses, debts, and credit history are what matters.

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Don’t fall for this credit myth – paying too early will hurt you

House Logic has some tips that might help even seasoned home buyers. Today we’re featuring…

Myth #6: Paying off a student loan or car loan early will hurt your credit.

Reality: Ah, no. Credit report companies definitely do not punish you for paying off loans early. They might even throw you a parade. (Not really. Put away your princess wave.) While responsibly paying installment loans may be good, paying off those loans is way better.

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Don’t fall for this credit myth – you can over-check your credit score

House Logic has some tips that might help even seasoned home buyers. Today we’re featuring…

Myth #5: Checking your credit score frequently will hurt your score.

Reality: How else are you supposed to keep track of the darn thing? It’s true that several “hard” checks by companies can ding your score a few points. Hard checks generally happen when you are actually seeking a loan or line of credit, such as a mortgage or credit card.

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Don’t fall for this credit myth – no credit history is good credit history

House Logic has some tips that might help even seasoned home buyers. Today we’re featuring…

Myth #4: If you’ve never had credit, you have a perfect credit score.

Reality: There’s no reason to save your credit virginity for that special something. If you’ve never used credit, it’s anyone’s guess how well you’ll handle it once you do. Credit reporting agencies call it a “thin file,” meaning there’s not enough information on you to create a credit score. So if you’re a newbie, get an itty-bitty card or loan, and starting fattening up that file.

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Don’t fall for this credit myth – closing old credit cards erases the history

House Logic has some tips that might help even seasoned home buyers. Today we’re featuring…

Myth #3: Closing old cards will erase any negative history.

Reality: If it was that easy, we’d all be driving Teslas. Credit-reporting companies keep information on your file for seven years, no matter what.

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Don’t fall for this credit myth – it’s OK to pay credit cards a day late if you pay them off in full

House Logic has some tips that might help even seasoned home buyers. Today we’re featuring…

Myth #2: It’s OK to pay credit cards a day late if you pay them off in full.

Reality: ”Missing a payment is the biggest way to hit your credit score,” Lowry says. “If you pay a student loan a day late, your score can go down as much as 100 points.” So much for that degree making you smarter.

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